Choose what is shared
Distinguish household expenses from individual obligations and name the decisions that truly require coordination.
In development
Different Pay, Shared Plans
A Couples’ Guide to Expense Splits, Personal Autonomy, and a Written Money Agreement
Make shared expenses, contributions, settlements, and review points explicit.
Make shared expenses, contributions, settlements, and review points explicit while respecting the fact that incomes differ.
For partners combining some—not necessarily all—of their financial lives, especially when income, existing obligations, available cash, or ideas of fairness differ.
Decisions this project is designed to support
Compare ways to contribute
Test equal, proportional, and other agreed approaches by looking at both the shared total and what each person has left.
Make the settlement visible
Track who paid, what was intended, what remains to be reconciled, and when that reconciliation happens.
Write the agreement and return date
Record responsibilities, boundaries, exceptions, and a review date so the system can change without relying on memory.
Companion resources
Shared-Expense Split Simulator
Compare sharing methods and what each method leaves for each partner.
Household Contributions & Settlement Tracker
Reconcile household contributions and payments without turning memory into the ledger.
Household Money Agreement
Write the couple’s choices, responsibilities, boundaries, and next review date.
In development: This book is in development. Its title, subtitle, authors, and cover identify this edition; no Kindle listing, price, or release date is being announced. Three companion tools are available now.
What this work cannot decide
No worksheet can define fairness, resolve coercion, combine legal ownership, or substitute for legal, tax, financial, or safety guidance. The work depends on informed and voluntary decisions by both people.